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This essay will analyze the legislative situation of transfer mortgaged property at home and abroad in view of the defects which exist in our legislation and bring some constructive comments. 通过分析比较国内外关于该制度的立法状况，针对我国立法中存在的问题提出一些建设性的意见。
transfer mortgaged property 抵押转让
The claim of a mortgagee upon mortgaged property. 债权，要求权索回被抵押财产的抵押权的请求
Regarding the transfer of mortgaged property,property law should recognize mortgagee's freedom to transfer his mortgaged property. 关于抵押物的转让,物权法应承认抵押人对抵押物有自由转让权;
A type of acceleration clause requiring full payment of the balance of a mortgage upon the transfer of title of the mortgaged property. 一种加速条款，要求在转让抵押财产所有权时，完全偿还抵押贷款余额。
To deprive(a mortgagor) of the right to redeem mortgaged property, as when payments have not been made. 取消（抵押品的）赎回权如当无法支付款项时，剥夺（分期付款者）收回抵押财产的权利
To deprive(a mortgagor) of the right to redeem mortgaged property,as when payments have not been made. 取消（抵押品的）赎回权如当无法支付款项时，剥夺（分期付款者）收回抵押财产的权利。
The compensation obtained for the loss or destruction shall be used as the mortgaged property. 因灭失所得的赔偿金,应当作为抵押财产。
If a party does not register the mortgaged property, he may not defend against the claims of third party. 当事人未办理抵押物登记的,不得对抗第三人。
The amount of a claim secured by a mortgagor shall not exceed the value of his mortgaged property. 第三十五条抵押人所担保的债权不得超出其抵押物的价值。
When converting into money or selling off the mortgaged property, its marker price shall be referred to. 抵押财产折价或者变卖的,应当参照市场价格。
To deprive(a mortgagor)of the right to redeem mortgaged property,as when payments have not been made. 取消(抵押品的)赎回权如当无法支付款项时，剥夺(分期付款者)收回抵押财产的权利
To deprive (a mortgagor) of the right to redeem mortgaged property, as when payments have not been made. 取消（抵押品的）赎回权：如当无法支付款项时，剥夺（分期付款者）收回抵押财产的权利
However, the owner may sell this mortgaged property to another player at any agreed price. 然而，拥有者可以将被抵押的资产以任何价格售卖给其他玩家。
Forecloser：To deprive (a mortgagor) of the right to redeem mortgaged property, as when payments have not been made. 取消（抵押品的）赎回权：如当无法支付款项时，剥夺（分期付款者）收回抵押财产的权利
Article 10. Should the mortgagor use leased assets as mortgaged property the original lease shall continue to be valid. 第十条抵押人用已出租的财产作抵押物时，原租赁关系继续有效。
In case the mortgagee is in possession of the mortgaged property, he is liable to deliver possession to the mortgagor. 主要为中小企业的发展、融资和个人的小额资金贷款提供服务，架起企业与银行之间的桥梁。
Article 35 The amount of a claim secured by a mortgagor shall not exceed the value of his mortgaged property. 财产抵押后，该财产的价值大于所担保债权的余额部分，可以再次抵押，但不得超出其余额部分。
The part of the mortgaged property whose value has not declined shall continue to serve as guaranty for the creditor's right. 抵押物价值未减少的部分,仍作为债权的担保。
If the value of the mortgaged property exceeds that of the claim secured, the surplus may be mortgaged again, but not in excess of the surplus. 财产抵押后,该财产的价值大于所担保债权的余额部分,可以再次抵押,但不得超出其余额部分。

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