Yet in seeking to do too much, and to protect people too fully, the system has undermined risk-taking, put a brake on economic growth and imposed unsustainable costs for the long run.

• 为了做这许多的事，并且能够全面地保护民众，这一系统低估了要承担的风险，降低了经济发展的速度，从长远来看，花费也是无法持续承受的。