The responsibility undertaken respectively by bank and university and their cooperational relation and so on are studied to bring up some operationable suggestions and opinions to carry out smoothly grant-in-aid loan.

• 通过对银行和学校在助学贷款中各自应承担的责任、义务以及两者的合作关系等问题的探讨，为助学贷款的顺利推行提供一些可操作性的建议和主张。