It has become a truism of the financial crisis that the system was prone to collapse because there was no single regulator who had the legal tools and authority to prevent a systemwide meltdown.

• 此次金融危机让人们明白了一个非常明显的道理，由于目前并没有哪一个监管机构有充足的法律武器和权力来阻止金融体制的全面崩溃，整个体制极易出现崩盘可能。