In the transformation process, how to transform from the loosen-adding to the intensives adding to actually improve the operation benefit and anti-risk will become a must problem for china bank.

• 在这个转变过程中，如何变粗放型增长为集约型增长，切实提高银行的经营效益和抗风险能力，成为我国商业银行亟需解决的紧迫问题。