A total loss may be either an actual total loss, or a constructive total loss. 全损可以为实际全损，或者推定全损。
Missing ship-Where the ship concerned in the adventure is missing, and after the lapse of a reasonable time no news of her has been received, an actual total loss may be presumed. 船舶失踪－如果在海上冒险中有关的船舶失踪，在一段合理的时间过后，仍未收到任何消息，则可推定为实际全损.
Actual Total Loss of Collided Vsseel 碰撞船舶实际全损
The ship was wrecked and became a total loss. 船只失事，一切都损失了。