When implementing the new rural cooperative medical system the author discovered a financing conundrum, which the dynamic game relationship between farmers and government was hidden reason which induced financing difficulty.

• 笔者在河南某新型农村合作医疗试点县调研的基础上发现,向农民筹资是制度推行过程中面临的一个难题。本文认为:自愿原则下,农民与政府之间在新型农村合作医疗的推行过程中形成了动态博弈关系,而这一关系中隐含着向农民筹资难的原因。