Today, the maintrend of academic viewpoint still considers the retirement pension institution as only asocial institution and believes that it was restricted by economic system passively.

• 目前我国的主流观点认为养老社会保障制度是一种社会制度，它被动的受制于经济发展水平和经济制度，对社会保障安全之外的功能还缺乏足够的讨论。