There are dozens of kinds of mutual funds. Some are designed for income, some for capital appreciation, and others are speculative with the chance for large gains or severe losses.

• 美国有好几十种不同类型的共同基金，有些为了增加收入，有些为了资金增值，也有些是进行投机； 有可能发大财，也有可能蒙受巨额损失，就看运气如何。