The worst outcome would be knee-jerk rule-making at a time when banks, for a while at least, are unlikely to behave that recklessly, he says.

• 最差的结果将会是，每次或者至少是一段时间内当银行们不太可能表现的那么鲁莽、那么不顾一切时，制定出如“膝跳反射”般的（即条件反射般的）政策计划。