The transferring process of NPA is divided into two approaches: NPA is peeled off from commercial banks to AMCs in the first, and is disposed of by AMCs in the second.

• 文中将不良资产的转移过程分为两个阶段:第一次转移,不良资产由国有商业银行转移到资产管理公司; 第二次转移,资产管理公司对不良资产进行处置。