The remitting bank ,at the request of a remitter, sends the required funds to a payee (remittee or beneficiary) by means of (T/T,M/T,D/D) instructed by the remitter, through the paying bank. (Usually ,its overseas branch or its correspondent bank.

• 汇款行按汇款人要求，以汇款人指定的电汇，信汇或票汇方式经付款行（通常为汇款行的海外分支机构或通讯银行）将指定金额汇给受款人（收款人或受益人）.