The article checks evaluating characteristics of bad properties in banking,thinks it is needed to make special law for disposing of bad properties and definitely endow properties managing corporations with the right to recombine the properties.

• 以企业价值为参照 ,考查了银行不良资产的价值评估特征 ,提出了为银行不良资产处理专门立法 ,明确赋予金融资产管理公司重组企业资产的权利 ;