Initially, the growth of homeownership was seen as a benign effect of deregulation, as was the ability of consumers to borrow on their credit cards, a habit they took to enthusiastically.

• 起初，拥有房屋数量的增长与消费者使用信用卡借款（消费者很积极的养成了这种习惯）一样被视为放松管制的良性后果。