Individual housing mortgages loan is commonly with 20% or 30% start, once house price drops 30% , the asset of the bank is met rapid shrink, return a likelihood badly to cause financial crisis, cause economic occurrence depression.

• 个人住房按揭贷款一般都是以20%25或30%25起步的，一旦房价下跌30%25，银行的资产就会迅速缩水，严重的还可能导致金融危机，导致经济出现萧条。