In the last 15 years,large developed economies such as Texas,Norway,Sweden and Japan - all with OECD quality of bank supervision and accounting standards - well,maybe exclude Japan,also suffered financial crises.

• 过去十五年来，已发展的大型经济体系例如得克萨斯、挪威、瑞典和日本，都发生过金融危机，而这些经济体系全部都达到经济合作及发展组织所订的银行监管质素和会计标准(可能日本除外)。