In micro aspect, financial system provided channels to accumulate funds and decentralize risks, as well as provided opportunities to participate in bigger investment with many smaller funds.

• 在微观层面上，金融体系为企业提供了大规模积聚资金、分散投资风险的正规渠道，为家庭提供了低成本多元化参与大项目投资的机会。