Hong Kong maintains a three-tier system of deposit-taking institutions - licensed banks,restricted licence banks and deposit-taking companies - which are collectively called authorised institutions under the Banking Ordinance.

• 香港实行接受存款机构三级制，把机构分为三类，即持牌银行、有限制牌照银行及接受存款公司。根据《银行业条例》，这三类机构统称为认可机构。