Germany is still at risk of a credit crunch, the head of its main banking association has warned, as lenders face corporate downgrades two years after the start of the financial crisis.

• 德国主要银行业协会负责人警告，德国仍有出现信贷紧缩的危险，因为在金融危机爆发两年后，银行面临企业信用评级的下调。