For those readers who are rather too young to be familiar with the idea, a layaway plan allows a buyer to pick a particular piece of merchandise which the shop puts in storage.

• 针对那些尚年轻还不熟悉这一概念的读者们，在此先介绍一下分期预付购物计划：顾客挑选一件特殊商品并由商店为其保管；