For not bothering to modify their mortgages, walking away from money-losing homes and proving that Americans can be both irresponsible and economically rational at the same time.

• 获奖原因：不去费心调整抵押贷款，而是面对赔钱的房子一走了之，证明美国人既能不负责任，也能同时保持经济上的理性。