Conventional saving theory shows that deposit cannot convert to unfaltering invest because of the absence of protection. As a result, the economy growth is limited to a low level.

• 根据传统储蓄理论，由于居民的储蓄存款不能得到安全保障，因而不可能转化为稳定的投资，经济增长也被限制在一个较低的水平上。