Canadians taking out mortgages with a loan-to-value ratio over 80% must also take out insurance on them from a federal agency called the Canada Mortgage and Housing Corporation (CMHC).

• 加拿大人如果要取回贷款价值比高于80%25的抵押，必须从加拿大抵押住房公司这样一个联邦组织取出保险金。