But because pension plans have complex tax treatments and contracts that were written in the impenetrable language of lawyers, for an ordinary person trying to understand what is the best plan for him can be a stress-filled experience.

• 但是因为养老金计划有着复杂的税收收费方式和合同，那些税收收费方式和合同是用相当不易理解的法律词汇来描述的，所以普通大众试图去理解对于自己哪一种养老金计划是最好的可能是一个充满压力的经历。