Based on the trend of international banking industry development as well as current situation of risks New Basel Capital Accord treats the operational risk importantly among market risk, credit risk and operational risk.

• 银行面临的市场风险、信用风险、操作风险三大风险中，根据国际国内银行业的发展趋势和现在风险发生发展的情况，巴塞尔新资本协议已经把操作风险作为银行风险管理的一个重点看待。