At present, the domestic financial academe is still in a heated debate on the pros and cons of conglomerated financial operations.

• 目前国内金融理论界对金融混业与分业经营的利弊得失争论不休，对中国是否能够或应当开展混业经营还莫衷一是，更遑论如何混业经营的探讨了。