As a result of road transportation situation travelling speed of complex, car is fast, or suffer natural disaster effect, car produces contingency extremely easily, cause loss of car attaint, belongings or personal casualty thereby.

• 由于道路交通情况复杂、车辆行驶速度快，或受自然灾难影响，车辆极易发生意外事故，从而导致车辆损坏、财产损失或人员伤亡。