According to the present situation and ecology environment of finance industry in China, a rational choice for developing financial holding company is to establish pure financial holding company on the basis of commercial bank.

• 就目前我国金融业的发展现状和生态环境而言，以商业银行为主体进行纯粹型的金融控股公司的构建应当是发展我国金融控股公司的现实选择。