保险，是利用社会力量分摊风险，并利用保险的自我发展和积累：开展施救与补偿，从而为国家财政分担一部分不可预料的风险损失。

• Safe, it is to use risk of social force apportion, the ego that uses insurance develops and accumulate: Begin rescue them with compensation, it is the risk loss that national finance partakes to cannot expect partly thereby.